Rates as low as 4.74% APR* on refinanced auto loans!

Fall into a Lower Rate

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We are cutting vehicle loan interest rates in HALF for you!*

Ready to save on your car payment? At United Community, we're dropping our vehicle loan rates so you can keep more money in your pocket each month. If you have a vehicle loan with another lender, now is the perfect time to switch. We offer great financing, outstanding service, and lower rates.

Vehicle Refinance Loans

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Plus, we offer affordable extended warranties, GAP insurance and credit protection policies for extra peace of mind.

Rates as low as 4.74% APR*

Auto – Boat – Motorcycle – Travel Trailer – ATV

90 Days No Payments

Up to 100% Financing Available

Instant Savings up to 5% APR*

Skip-a-Payment up to Five Times

Get Started

This is a limited-time offer, so don’t wait! Refinance your vehicle loan now to start enjoying lower rates for lower payments.

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Offer expires October 31, 2025!

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*United Community Credit Union is federally insured by the National Credit Union Administration (NCUA) and is an Equal Opportunity Lender. Anyone who lives, works, worships or attends school in the East Harris County community is eligible to join United Community. A $5 savings account establishes your membership. With Approved Credit. APR = Annual Percentage Rate. Max rate discount is 5% APR. Minimum loan rate offered is 4.74% APR, regardless of current loan rate. Lowest rate of 4.74% is available for 2019 models or older with loan terms up to 48 months. No additional discounts available. Certain credit criteria apply for lowest advertised rate. Proof of current interest rate may be required. Other terms and rates available. Applicant must be in good standing to qualify. Qualifying United Community loan criteria, including term and financing limits, applies for all loans. Skip-A-Payment fee applies each time loan payment is skipped. Loan interest will continue to accrue during the 90-day deferment period. Offer ends October 31, 2025. Loan must be funded within 5 days of the promotional end date. Rates subject to change without notice. United Community reserves the right to discontinue this promotion at any time for any reason. This offer excludes existing United Community loans and cannot be combined with any other offer. Applicant must be able to show proof of promotion offer.

Stop by your favorite United Community branch or call us at 832.615.4095 today!

Need assistance with your vehicle refinance?

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