rates as low as 4.74% APR.*

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Half-Off Rates. Full-Speed Savings.
For a limited time, refinance with

United Community Refinance

Why keep paying a higher rate? Whether your loan is for a car, truck, boat, motorcycle, travel trailer, or ATV, refinancing with United Community Credit Union could lower your rate, reduce your monthly payment, and help you save over the life of your loan.

Vehicle Refinance Benefits:

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  • Rates as low as 4.74% APR*
  • Auto, Boat, Motorcycle, Travel Trailer & ATV Loans
  • No payments for the first 90 days
  • Up to 100% financing available
  • Save up to 5% APR* by refinancing
  • Skip a payment up to five times during the life of your loan

Need a little extra protection? We also offer GAP insurance, extended warranties, and credit protection to help keep you covered wherever the road takes you.

Applying is easy online.

Lower rates won't be around forever. Refinance your vehicle loan before November 30, 2026, and start putting more money back in your budget.

Need assistance with your vehicle refinance?
Stop by your local branch or give us a call at 832-615-4095.

Apply Now
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*United Community Credit Union is federally insured by the National Credit Union Administration (NCUA) and is an Equal Opportunity Lender. Anyone who lives, works, worships or attends school in the East Harris County community is eligible to join United Community. A $5 savings account establishes your membership. With Approved Credit. APR = Annual Percentage Rate. Max rate discount is 5% APR. Minimum loan rate offered is 4.74% APR, regardless of current loan rate. Lowest rate of 4.74% is available for 2020 models or older with loan terms up to 48 months. No additional discounts available. Certain credit criteria apply for lowest advertised rate. Proof of current interest rate may be required. Other terms and rates available. Applicant must be in good standing to qualify. Qualifying United Community loan criteria, including term and financing limits, applies for all loans. Skip-A-Payment fee applies each time loan payment is skipped. Loan interest will continue to accrue during the 90-day deferment period. Offer ends November 30, 2026. Loan must be funded within 5 days of the promotional end date. Rates subject to change without notice. United Community reserves the right to discontinue this promotion at any time for any reason. This offer excludes existing United Community loans and cannot be combined with any other offer. Applicant must be able to show proof of promotion offer.

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