*United Community Credit Union is federally insured by the National Credit Union Administration (NCUA) and is an Equal Opportunity Lender. Anyone who lives, works, worships or attends school in the East Houston community is eligible to join United Community. A $5 savings account establishes your membership. With Approved Credit. APR = Annual Percentage Rate. Cash Back offer is exclusive to EV loans. $15,000 minimum loan amount to qualify for Cash Back offer. $300 Cash Back incentive will be paid approximately 90 days after loan funding. Cash Back will be deposited into members’ primary savings. Minimum loan rate offered is 4.74% APR, regardless of current loan rate. Lowest rate of 4.74% APR for up to 48 months is $23.88 per thousand and highest rate of 17.99% APR for a term of 72 months is $25.74.80 per thousand. Certain credit criteria applies for lowest advertised rate. Proof of current interest rate may be required when refinancing. Other terms and rates available. Applicant must be in good standing to qualify. Qualifying United Community loan criteria, including term and financing limits, applies for all loans. Skip-A-Payment fee applies each time loan payment is skipped. Max of 5 Skip-A-Pay per life of the loan. Optional 90-day payment deferment. Loan interest will continue to accrue during the 90-day deferment period. Offer ends August 31, 2026. Loan must be funded within 5 days of the promotional end date. Rates subject to change without notice. United Community reserves the right to discontinue this promotion at any time for any reason. This offer excludes existing United Community loans and cannot be combined with any other offer.
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