No annual fee
Rate as low as 6.90% APR*
One uChoose Rewards point earned for each dollar you spend!
Flexible, friendly lenders and fast, local decisions!
Easy online application
Gift Cards
Merchandise
Travel
Cash back
For a great rate you can rely on that starts low and stays low, you simply can’t beat our Visa Rewards credit card – and for a team that’s dedicated to working with you in getting you the better rates and credit you deserve, there’s only one choice: United Community Credit Union! Apply for your United Community Visa Rewards credit card today!
For additional credit card pricing and terms, click here.
Anyone who lives, works, worships or attends school in the East Houston community is eligible to join UCCU. A $5 savings account establishes your membership. With Approved Credit. *APR = Annual Percentage Rate. Minimum loan rate offered is 1.99% APR, regardless of current loan rate. Lowest rate of 1.99% is available for loan terms up to 48 months. Lowest rate of 1.99% APR for up to 48 months is $21.71 per thousand and highest rate of 17.99% APR for a term of 72 months is $23.47 per thousand. No additional discounts available. Cash Back offer exclusive to auto loans. Certain credit criteria applies for lowest advertised rate. Other terms and rates available. Applicant must be in good standing to qualify. Qualifying UCCU loan criteria, including term and financing limits, applies for all auto loans. Skip-A-Payment fee applies each time loan the loan payment is skipped. $6,000 minimum loan amount to qualify for Cash Back offer. $100 Cash Back for loans $6,000 - $14,999. $250 Cash Back for loans $15,000 and higher. Cash Back will be deposited into member’s primary savings within 48 hours of loan closing. Loan must be funded within 5 days of the promotional end date. Offer ends August 31, 2021. Rates subject to change without notice. Offer excludes existing UCCU loans and cannot be combined with any other offer. UCCU reserves the right to discontinue promotions without notice at any time for any reason.
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