Lower your payments

United Community Credit Union Logo

Transfer balances for a rate that starts and stays low with rewards and no annual fee!

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Looking for a credit card that starts low and stays low? We've got that for you at United Community Credit Union.

Our team is committed to working with you to get the rate you deserve. Here, our VisaⓇ Rewards credit card offers a great low rate for your purchases and transferred balances, so what you see is what you get. No surprise rate hikes or fees. Plus, you’ll earn rewards with every purchase!

United Community Visa Rewards Credit Card

No annual fee

Rate as low as 6.90% APR*

One uChoose Rewards point earned for each dollar you spend!

With uChoose Rewards, you choose the rewards that are best for you:

Flexible, friendly lenders and fast, local decisions!

Easy online application

Gift Cards

Merchandise

Travel

Cash back

For a great rate you can rely on that starts low and stays low, you simply can’t beat our Visa Rewards credit card – and for a team that’s dedicated to working with you in getting you the better rates and credit you deserve, there’s only one choice: United Community Credit Union! Apply for your United Community Visa Rewards credit card today!


For additional credit card pricing and terms, click here.

United Community Visa Rewards Credit Card

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United Community Credit Union Logo

Anyone who lives, works, worships or attends school in the East Houston community is eligible to join UCCU. A $5 savings account establishes your membership. With Approved Credit. *APR = Annual Percentage Rate. Minimum loan rate offered is 1.99% APR, regardless of current loan rate. Lowest rate of 1.99% is available for loan terms up to 48 months. Lowest rate of 1.99% APR for up to 48 months is $21.71 per thousand and highest rate of 17.99% APR for a term of 72 months is $23.47 per thousand. No additional discounts available. Cash Back offer exclusive to auto loans. Certain credit criteria applies for lowest advertised rate. Other terms and rates available. Applicant must be in good standing to qualify. Qualifying UCCU loan criteria, including term and financing limits, applies for all auto loans. Skip-A-Payment fee applies each time loan the loan payment is skipped. $6,000 minimum loan amount to qualify for Cash Back offer. $100 Cash Back for loans $6,000 - $14,999. $250 Cash Back for loans $15,000 and higher. Cash Back will be deposited into member’s primary savings within 48 hours of loan closing. Loan must be funded within 5 days of the promotional end date. Offer ends August 31, 2021. Rates subject to change without notice. Offer excludes existing UCCU loans and cannot be combined with any other offer. UCCU reserves the right to discontinue promotions without notice at any time for any reason.

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