Earn up to 5.00% APY* with enhanced rewards for everyday banking.

Your Checking, Upgraded.

Enjoy banking that pays you back.

Your checking account should do more than hold your money. With United Community Credit Union's enhanced checking rewards program, you'll enjoy everyday banking that pays you back. Open your checking account today and start making every transaction count.

Choose the Level That's Right for You:

• Receiving direct deposits
• Enrolling in eStatements
• Making at least 15 debit card purchases
• Enjoying ATM fee refunds

Earn 3.00% APY on balances up to $15,000*

Qualify each monthly statement cycle by:

Perfect for members who want to earn more from everyday spending.

Earn 5.00% APY on balances up to $15,000*

Unlock our highest reward level by qualifying each monthly statement cycle with:

• Direct deposits
• eStatements
• At least 25 debit card purchases
• One active UCCU loan
• ATM fee refunds

Ready to Earn More?

Make your everyday banking work harder for you with enhanced checking rewards from United Community Credit Union.
Open your account today and start earning up to 5.00% APY.*

Prefer a little help?
Stop by your local branch or give us a call at 713-674-5778.

To earn rewards, all qualifying transactions and activities must post and settle during the Monthly Qualification Cycle. Principal Rewards (Level 1) requires at least one direct deposit or ACH credit, 15 debit card purchases, enrollment in and login to online banking, and enrollment in e-statements. Enhanced Rewards (Level 2) requires at least one direct deposit or ACH credit, 25 debit card purchases, enrollment in and login to online banking, enrollment in e-statements, and an active UCCU core or mortgage loan. When qualifications are met, balances up to $15,000 earn 3.00% APY with Principal Rewards or 5.00% APY with Enhanced Rewards. Balances above $15,000 earn 0.2497% dividend rate, resulting in an APY range of 3.00%–0.61% for Principal Rewards or 5.00%–0.87% for Enhanced Rewards, depending on the account balance. Up to $20 in ATM withdrawal fees may also be reimbursed. Only one reward level may be earned per cycle. If qualifications are not met, the entire balance earns 0.05% APY and ATM fees are not reimbursed. ATM transactions, transfers between accounts, non-retail payments, transactions received as ATM transactions, and purchases made with cards not issued by UCCU do not qualify. Transactions bundled by a merchant and received as one transaction count as one purchase. Rewards and dividends are credited on the first processing/business day following the Statement Cycle. Rates and rewards are variable and may change. Fees may reduce earnings. Rewards under one cent will not be paid. Accounts automatically qualify during the first Statement Cycle. Rewards are forfeited if the account is closed before they are credited. APY = Annual Percentage Yield. APY calculations assume a $115,000 balance and a 31-day Statement Cycle. Processing limitations may occasionally result in a non-qualifying APY slightly higher than the stated rate. Federally Insured by NCUA, National Credit Union Administration

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